Pre-Underwriting

About Us

What you eat and the things you do before your para-medical exam may affect the results of the exam as well as your underwriting classification.

To obtain the best possible results from your exam, we recommend that you follow these guidelines prior to your exam
  • Request an early morning appointment
  • Fast for 10 hours (regardless of what the appointment maker advises)
  • Get a good night’s sleep
  • Avoid strenuous exercise (including jogging) for 24 hours
  • Avoid alcohol for 24 hours
  • Avoid tobacco and caffeine products until after the exam
  • Drink a glass of water 1 hour before giving a urine specimen
  • Arrive at the exam a few minutes early – Relaxed
  • Remove your shoes, cell phone, wallet, keys, etc before being weighed. Please remember to stand up straight when being measured
  • Bring a list of your current doctors, their phone numbers and addresses as well as a list of all prescription medications and dosages
  • If for any reason you do not feel well, please reschedule the exam
As always, please do not hesitate to call our office with any questions

Testimonials

"My experience with The Winnick Insurance Agency has been excellent and I highly recommend them to anyone in search of any insurance/financial products.

Their thorough knowledge of the products available and high level of professionalism is always fully appreciated."

Philip J. Caruso

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